Info and Documents for Refinance

Document List for Refinance

We need the following information and documents for your refinance. You may scan and email them to us, or share them securely through a file transfer service such as Google Drive, Dropbox, or Microsoft OneDrive. You also need to unlock all 3 credit bureaus and register for doNotCall.gov registry if you have never done so.

1. All home addresses for the past 2 years including start and end date at each location. The monthly rent payment if you are renting.

2. All jobs for the past 2 years including start and end date, job title, local office phone and address if any

3. Driver’s license front side only

4. Green card front & back, EAD card front & back or H1/L1 visa if NOT a citizen

5. One-month paystubs (two for bi-weekly pay)

6. Most recent two-year W2 forms. 

7. 2-month bank statements including all pages (even empty pages) that cover the down payment amount. 

8. If you have rental income or loss, 2-year tax returns all pages

9. If you are self-employed, 2-year personal and business returns with all schedules. 

10. Current mortgage statements

11. Home insurance policy pages and agent contact phone number

12. Homeowner Association (HOA) bill indicating annual or monthly fee

13. $495 none-refundable locking and application fee which will be credited back to you as appraisal fee. Please Zelle the payment to app@pingmortgage.com

Rate quotes are based on current market, which are guaranteed only after being locked and confirmed by email from us.

We accept rate lock-in from 10:15am to 8:00pm Monday to Saturday. If you wish to lock-in after hours, you may call us and get confirmation. You may submit rate lock-in online after hours without confirmation at our rate lock in form. We will refund you if we fail to secure the rate lock the following business day.

If you have any question, please call our main office at 678-297-0666 or after-hour phone numbers published on our website.